Tighe P.A. Blog

Learn what Florida homeowners should document before and after a hurricane, including photos, receipts, repairs, claim records, and key insurance deadlines….
What Florida law says about roof age, inspections, policy renewal, and replacement requests A roof reaching 15 years of age can become an important factor during an insurance renewal. A recent WPTV report described Florida insurance professionals seeing greater emphasis on roof age in underwriting and pricing, particularly for…
Some Florida homeowners policies may settle covered roof damage at actual cash value or under a Roof Surface Payment Schedule. Learn what homeowners should review before or after a roof claim….
Some Florida homeowners insurance policies may limit certain accidental water losses to $10,000. Learn what to review before or after a claim….
A neutral overview of Patriot Select Insurance reviews, its Demotech financial stability rating, BBB profile, policy considerations, and claim guidance for Florida homeowners….
The early end of a statewide insurance surcharge may save policyholders hundreds of millions of dollars. But for many Florida homeowners, the deeper challenges in the insurance market remain far from resolved. Why Florida Homeowners Are Paying Close Attention to Insurance Right Now For most homeowners insurance is something…
Florida’s property insurance system has been in turmoil for years. Hurricanes regularly cause billions in losses, insurers pull out or collapse, and premiums soar higher than anywhere else in the nation. To keep homeowners and condo associations insured, the state created Citizens Property Insurance Corporation in 2002. Citizens was…
When the Rules Change Overnight Most Floridians know insurance is complicated. What many don’t realize is that the rules for fighting your insurance company can change — and sometimes, not in your favor. Citizens Property Insurance Corporation, the state-backed “insurer of last resort,” now has the power to move…

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