Life Insurance Lawyer

Yes, you can appeal a denied life insurance claim. Make sure you keep all documentation related to your claim, including communication between you and the insurer. That way, your lawyer can investigate the exact reason for the denial and your options to contest that decision.

If your insurance company violates or fails to meet the terms of the life insurance policy, you can seek legal recourse and sue. An insurer must be held accountable if they’re negligent or not acting in good faith to uphold the policy agreement.

You can dispute a life insurance beneficiary after the policyholder’s death. If the policyholder did not properly update their policy following major life events like marriage, having or adopting children, or divorce, you could dispute who the beneficiary should be in court.

A life insurance claim can be rejected for several reasons, including late payments, misrepresentation on the initial policy, if the circumstances of death fall outside the bounds of coverage, and incorrect documentation.

Yes. If your insurance company is dragging their feet on paying out your claim, you can sue them for unreasonable delay or negligence.

Insurance companies often refuse to pay on lapsed policies because they’re not obligated to fulfill a claim if the policyholder misses or doesn’t make premium payments. Every case is unique, so it’s important to work with an experienced life insurance attorney who will assess your policy to determine your options.

After filing your claim, the insurance company typically has 30-60 days to pay the life insurance beneficiary. That deadline can vary from state to state and may be delayed if there are disputes or denials.

If the life insurance policyholder lists multiple beneficiaries, they can choose how much each party receives when they die. Sometimes, the policyholder will name a trusted advisor to divide the life insurance payments equally between all beneficiaries.

No, a life insurance beneficiary cannot be changed after the policyholder’s death. That said, if the policyholder failed to properly update their beneficiaries after a major life event, you could dispute the beneficiary in court.

Insurance companies cannot directly pay life insurance benefits to minors after a policyholder’s death. Instead, they’ll have to wait until a court-appointed custodian can oversee the distribution of funds, which can delay payment. To avoid delays, a policyholder can create a trust and appoint someone to handle it until the child becomes an adult and can manage it themselves.