Category: Insurance

Tile roofs are a popular choice among homeowners due to their durability, aesthetic appeal, and longevity. However, many homeowners are unaware of how complex a tile roofing system is until they have a need to repair it. Understanding how a tile roof is built, how it works, and what…
Dealing with property damage and navigating insurance claims can be overwhelming, especially for homeowners who often have never dealt with a property damage insurance claim. When your home is damaged, understanding who does what in the claims process can make things a lot easier. This article will explain the…
Determining the fair value of your claim for tile roof damage involves several factors, including the extent of the damage, the type of roofing material (tile, shingle, or flat roof), and the age and condition of the roof prior to the damage. Additionally, the costs for labor and materials…
In the world of property insurance claims, few things can be as perplexing for homeowners as the concept of deductibles. Whether you’re dealing with a homeowners or commercial property insurance policy, understanding how deductibles work is essential to ensure you’re prepared when disaster strikes. At Tighe P.A., we’ve seen…
As the two-year anniversary of Hurricane Ian looms on September 28, it’s a crucial time for property owners to assess the storm’s lingering impact. The clock is ticking for those who have yet to file their claims for compensation. Missing this deadline means forfeiting the right to financial recovery…
In 2022, Florida homeowners faced a significant challenge: they had the lowest likelihood of receiving insurance payouts in the United States. Over a third of claims went unpaid, with subsidiaries of major insurers like State Farm and Allstate showing alarmingly high denial rates, closing nearly 50% of claims without…
Why Homeowners Insurance Costs Are Rising  In recent years, homeowners have faced increasing insurance premiums, driven by a variety of factors. These include persistent inflation, rising replacement costs, and supply chain disruptions. This article delves into each of these drivers to provide a comprehensive understanding of the current insurance…
When dealing with roofing claims and roof damage, it’s important to understand how roofing systems work and why replacing a roof is generally better than trying to repair it. Roofing claims can be confusing and stressful, but having the right knowledge can make the process smoother and ensure you…

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