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Every year, floods devastate communities, leaving a trail of destruction in their wake. The Federal Emergency Management Agency (FEMA) Community Rating System (CRS) is designed to provide incentives for communities to take actions that will reduce future potential flood damage and encourage efficient floodplain management at a local level….
What is a Business Interruption Claim? A business interruption claim is a type of insurance claim made by a business owner to recover financial losses incurred due to a disruption in their business operations. It provides coverage for lost income, extra expenses, and other costs associated with the interruption…
Saltwater flooding poses numerous electrical fire risks due to its corrosive nature. When saltwater comes into contact with electrical wiring and components, it can cause corrosion and deterioration, increasing the likelihood of electrical faults and fires. The salt in the water can also conduct electricity more effectively than fresh…
As a property manager of commercial buildings, one of your critical responsibilities is ensuring the maintenance and safety of the property, and this includes regular inspections of the roof. Roof damage assessments are especially important after severe storms or natural disasters, as they help identify and assess any hidden…
Definition of Wind-Driven Rain In Florida, homeowners face the constant threat of severe weather, including hurricanes and tropical storms. While many people understand the devastating effects of high winds and storm surge, it’s important not to overlook the potential damage caused by wind-driven rain. Wind-driven rain occurs when strong…
For many Florida homeowners, our sunny state represents paradise. However, along with the sunshine comes a myriad of weather challenges: hurricanes, tropical storms, floods, and more. The safety net for many against these unpredictable threats is their Homeowners Insurance Policy. Yet, many homeowners find themselves in a quandary when…
As a property damage lawyer with extensive experience in assisting homeowners with fair settlements for property damage from insurers, I understand the importance of protecting your most significant investment – your home. In this comprehensive blog article, we will delve deeper into essential tips and preventive measures to safeguard…
When undertaking roofing projects related to storm damage in Florida, it is essential for roofers to establish clear and comprehensive contracts. These contracts serve as the foundation for the working relationship between the roofer and the client, providing protection and clarity for both parties. This article aims to highlight…

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