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Tighe P.A. Blog

When dealing with roofing claims and roof damage, it’s important to understand how roofing systems work and why replacing a roof is generally better than trying to repair it. Roofing claims can be confusing and stressful, but having the right knowledge can make the process smoother and ensure you…
Imagine you’re consulting with an insurance agency to explore new insurance options. When the agent presents the quotes, you see two types of policies with varying costs: RCV and ACV. But what do these terms mean?  Understanding the details of each policy can help you make informed choices and…
In a significant regulatory action, the Florida Office of Insurance Regulation imposed a $1 million fine on one of the state’s prominent homeowners insurance companies, Heritage Insurance, for its inadequate handling of claims following Hurricane Ian. This Tampa-based insurer, which manages roughly 150,000 policies in Florida, agreed to the…
Navigating how to file an insurance claim after a hurricane can feel like one more thing on top of devastating loss. What steps should you be taking to ensure you get fairly compensated? In this post, we’ll discuss your options so you have peace of mind and are prepared…
Hurricane Ian caused devastation all across Southwest and into Central Florida in September of 2022. In the days and months that followed, many Florida property owners quickly got their insurance claims filed to recover from the damage. Despite their prompt action, some still saw their claims either significantly underpaid…
Every year, floods devastate communities, leaving a trail of destruction in their wake. The Federal Emergency Management Agency (FEMA) Community Rating System (CRS) is designed to provide incentives for communities to take actions that will reduce future potential flood damage and encourage efficient floodplain management at a local level….
As a professional roofer, conducting regular roof inspections is crucial for identifying and resolving potential issues before they become major problems. A thorough roof inspection involves examining the entire roof surface, including its components, for signs of damage or wear. Whether you’re inspecting a roof for storm damage or…
What is Flood Insurance? Flood insurance is a type of insurance coverage that is designed to protect homeowners and property owners from financial losses due to flood damage. It provides compensation for damage to buildings and contents caused by flooding, which is not typically covered by standard homeowner’s insurance…

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