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All Posts

The Saffir-Simpson Hurricane Wind Scale – According to NOAA

NOAA, or the National Oceanic and Atmospheric Administration, is one of the best and most trusted sources of information about huuricanes and other weather phenomena. In addition to providing those amazing hurricane tracking graphics (you know, the ones with the 5 day cone of propbability), they also provide a wide range of hurricane, weather, and atmospheric related resources that are available to the public. One of the most useful resources, at least for those of us who live in…

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Why is a Mortgage Company on My Insurance Proceeds Check?

If you have a mortgage on your house, the check for repairs will generally be made out to both you and the mortgage lender. As a condition of granting a mortgage, lenders usually require that they are named in the homeowners policy and that they are a party to any insurance payments related to the structure.  This is so the lender, who has a financial interest in your property, can ensure that the necessary repairs are made. When a financial…

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commercial building

Top Ten Things Disputed During Commercial Hurricane Damage Claims

Hurricanes can leave businesses devastated, with things like high winds, storm surge and other complications wreaking havoc on commercial property. These massive storms do not discriminate. They can damage Fortune 100 companies, small “mom and pop” outfits, or any other business in-between.  In the wake of all that destruction, insurance companies become inundated with commercial property claims. Because they often receive more claims then they can handle, wherever possible they will turn to a time tested, tried and true list…

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Mastering Florida Commercial Insurance Claims: What About Power Outages?

Hurricanes often devastate commercial properties in the state of Florida, knocking out electricity for millions of in-state businesses for several days. Commercial insurance somewhat covers any operating losses, but many factors always go into recouping any claim money that you may be owed.  Any insurance policy is a contract that is very specialized depending on who the insurer is and what your needs as a business owner are. Coverage is affected by many factors, including things like policy endorsements or…

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Rushing water

Get Help When Your Insurance Company Is Not Paying Flood Claims in Naples

Insurance Company Is Not Paying Flood Claims? We Offer Solutions Few things can be as stressful as dealing with an insurance company that’s acting in bad faith. Your home has been damaged and all you want to do is get life back to normal, but all of the sudden your insurer is denying you the money that’s rightfully yours—money that you need to make repairs. So what should you do when your insurance company is not paying flood claims…

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Own Commercial Property? Know Your Rights Before Disaster Strikes

Commercial property owners are well aware of the type of damages they can sustain to their buildings as a result of hurricanes and other major storms. The loss that you can suffer, however, is not solely limited to structural issues.  Owners of Commercial Property Need to Know Their Rights Before Disaster Strikes  That is why it is important to think about the full range of ramifications a hurricane brings with it and to understand what protections are included in your…

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Why Do Roof Tiles Crack?

Roof tile cracks can happen due to several causes. It is not uncommon for older, untreated clay tiles to crack when they are installed in a home located in an area that regularly experiences rain because moisture is able to seep into pores of the clay tiles which will then expand when heated by the sun causing the tile to crack. However, in Florida, the most common cause of cracks in roof tiles is damage caused by strong winds and hurricanes.…

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condominium

Association v. Unit Owner after an Insured Loss – Who Covers What?

If you live in a condo or own a home in a multifamily building, you know that you are responsible for insuring your home so that you are covered for damages to non common elements of the building and any damage to the floors or walls and within. You also know that the community’s insurance policy will cover the damages to anything that is common or semi-common. Sadly, it’s not always this simple in the way things play out in…

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Contact Information
11891 U.S. Hwy 1 #100, North Palm Beach, FL 33408
Mon - Fri: 9.00 am - 5.00 pm
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Daniel C Tighe, P.A. 2020. All Rights Reserved.

Daniel C Tighe, P.A. 2020. All Rights Reserved.