Category: Insurance Law

If you do a quick internet search you will discover lots of information about hurricane preparation, but not much about how to handle the aftermath. This is especially true for association board members and property management professionals. How should they handle the process of filing and navigating insurance claims…
As the two-year anniversary of Hurricane Ian looms on September 28, it’s a crucial time for property owners to assess the storm’s lingering impact. The clock is ticking for those who have yet to file their claims for compensation. Missing this deadline means forfeiting the right to financial recovery…
In a significant regulatory action, the Florida Office of Insurance Regulation imposed a $1 million fine on one of the state’s prominent homeowners insurance companies, Heritage Insurance, for its inadequate handling of claims following Hurricane Ian. This Tampa-based insurer, which manages roughly 150,000 policies in Florida, agreed to the…
Navigating how to file an insurance claim after a hurricane can feel like one more thing on top of devastating loss. What steps should you be taking to ensure you get fairly compensated? In this post, we’ll discuss your options so you have peace of mind and are prepared…
What is Flood Insurance? Flood insurance is a type of insurance coverage that is designed to protect homeowners and property owners from financial losses due to flood damage. It provides compensation for damage to buildings and contents caused by flooding, which is not typically covered by standard homeowner’s insurance…
Understanding the language and terms used in property insurance policies is crucial for public adjusters. By mastering the definitions of common terms, public adjusters can effectively navigate the insurance claims process and help their clients secure fair settlements. This guide will provide public adjusters with a comprehensive understanding of…
For many Florida homeowners, our sunny state represents paradise. However, along with the sunshine comes a myriad of weather challenges: hurricanes, tropical storms, floods, and more. The safety net for many against these unpredictable threats is their Homeowners Insurance Policy. Yet, many homeowners find themselves in a quandary when…
Insurance appraisals can play a vital role in resolving roof damage claims. As a roofer in Florida, understanding the appraisal process and your role within it can help you effectively advocate for your clients and ensure fair assessments and equitable settlements. This article aims to provide roofers with a…

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