Category: Property Damage

When Disaster Hits, Who Gets Help First? It’s been months since Hurricane Milton swept through Florida’s Gulf Coast, leaving behind collapsed roofs, destroyed infrastructure, and thousands of homeowners scrambling to recover. While the media coverage has died down, the damage remains. Many Floridians are still waiting for their insurance…
On the surface, Wellington, Florida, looks like it’s moved on. Trees have been trimmed, tarps are fewer, and the streets no longer echo with sirens. But for many families affected by the EF3 tornado that tore through the region in October 2024, the real hardship began after the winds…
Picking Up the Pieces: What Comes After the Storm? When a hurricane-spawned tornado ripped through Mariner Sands and Stuart, it left behind more than just fallen trees and shattered windows. It left homeowners facing the daunting reality of rebuilding—a reality made even harder by the challenges of navigating the…
For many Florida homeowners, our sunny state represents paradise. However, along with the sunshine comes a myriad of weather challenges: hurricanes, tropical storms, floods, and more. The safety net for many against these unpredictable threats is their Homeowners Insurance Policy. Yet, many homeowners find themselves in a quandary when…
Navigating how to file an insurance claim after a hurricane can feel like one more thing on top of devastating loss. What steps should you be taking to ensure you get fairly compensated? In this post, we’ll discuss your options so you have peace of mind and are prepared…
As a public adjuster, it is crucial to have a comprehensive understanding of flood damage and the intricacies of insurance policies. Flood damage claims can be complex and challenging, requiring specialized knowledge and expertise to ensure that property owners receive a fair and accurate settlement. Understanding Flood Damage and…
Imagine this: a family returns home after a powerful hurricane only to find their roof severely damaged. They file a claim, but the insurer’s initial inspection concludes the damage is superficial, offering a settlement far below what’s needed for repairs. This frustrating scenario is far too common in property…
Understanding and Navigating the Appraisal Clause When disputes arise over the value of property damage, the appraisal clause in your insurance policy can be a useful mechanism for resolution. This clause provides a legal method for resolving disputes by involving an independent third party to determine the damage value. …

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