Simple Guide to Access FEMA and SBA Resources After a Disaster

In the wake of a disaster, getting help fast is crucial. FEMA and the Small Business Administration (SBA) provide essential resources to help individuals and businesses recover. Here’s how you can access these programs and start rebuilding right away.

1. Apply for FEMA Assistance

  • What it Covers: Temporary housing, repairs, and other needs (medical, transportation, etc.).
  • How to Apply: Visit disasterassistance.gov, call 1-800-621-FEMA, or download the FEMA app.
  • Key Action: Document all damage with photos and videos before applying.

2. Apply for an SBA Disaster Loan

  • What it Covers: Low-interest loans for homeowners, renters, businesses, and nonprofits to repair or replace damaged property.
  • How to Apply: Apply online at sba.gov/disaster-assistance or call 1-800-659-2955.
  • Key Action: Gather financial records and estimates of damage before applying.

3. Stay Organized

  • Create a Claim Folder: Keep all documents, receipts, claim numbers, and communications in one place to simplify the process.

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