Florida homeowners searching for Patriot Select Property and Casualty Insurance Company reviews may be researching a policy offer, a Citizens takeout notice, or the company handling their insurance claim.
Customer reviews can provide useful context, but they do not tell the whole story. Financial ratings, policy terms, deductibles, exclusions, and the circumstances of an individual claim are also important. Here is a neutral look at the information currently available about Patriot Select.
We have made reasonable efforts to provide neutral information based on publicly available sources. However, do not rely on this article as the sole basis for any insurance or other decision. Please conduct your own research and confirm current information directly with Patriot Select, your insurance agent, and other appropriate sources before making a decision.
Who Is Patriot Select?
Patriot Select Property and Casualty Insurance Company is a Florida-domiciled property insurer operating in Florida.
In 2025, the Florida Office of Insurance Regulation reported that the former Anchor Property and Casualty Insurance Company had reentered the market under the Patriot Select name following a period of administrative supervision.
Patriot Select offers personal residential insurance products and has participated in Citizens Property Insurance Corporation’s depopulation program. Through this program, qualifying Citizens policies may be assumed by approved private insurers.
What Do Patriot Select’s Google and BBB Reviews Show?
As of August 6, 2026, Patriot Select’s Google Business Profile displays a rating of 4.6 out of 5 based on 16 reviews. Google ratings and review counts can change over time, and individual reviews reflect the experiences and opinions of the people who posted them.
Patriot Select’s customer-review record on the Better Business Bureau website remains limited.
As of August 6, 2026, the BBB customer reviews page shows no customer reviews. Its separate complaints page reports two complaints during the previous three years. Both were closed during the previous 12 months and marked “Answered.”
The company’s BBB profile displays an A+ rating but states that Patriot Select is not BBB accredited.
It is important to understand that a BBB rating is not a customer star rating and does not measure an insurance company’s financial strength. Google ratings and review counts, as well as BBB review and complaint counts, reflect information submitted through those platforms and do not predict how a future claim will be handled.
When reading Patriot Select Insurance reviews on any platform, consider whether the reviewer explains:
- The type and date of the loss
- The coverage or exclusion involved
- Whether documents and estimates were submitted
- How the insurer responded
- Whether the claim was ultimately resolved
One positive or negative review should not be treated as a complete evaluation of an insurer.
What Is Patriot Select’s Demotech Rating?
Demotech currently assigns Patriot Select a Financial Stability Rating® of A (Exceptional). According to Demotech’s company profile, the rating was most recently affirmed on June 19, 2026.
A Demotech rating is a financial-stability opinion, not a customer-service review. Demotech explains that its ratings are opinions rather than warranties that an insurer will meet every contractual or legal obligation. Its ratings are also not endorsements of an insurer or its products.
A financial rating therefore does not guarantee a particular result for an individual insurance claim.
Review the Policy, Not Just the Company Reviews
Coverage depends on the terms, conditions, exclusions, and endorsements contained in the applicable policy, together with governing Florida law.
Before accepting or renewing a Patriot Select policy, homeowners may want to compare:
- Coverage limits
- Hurricane and all-other-peril deductibles
- Wind, water, and roof provisions
- Exclusions and limitations
- Optional endorsements
- Claim-reporting requirements
- Rules concerning emergency and permanent repairs
Citizens provides a side-by-side HO-3 coverage comparison for its December 2025 Patriot Select assumption.
Because policy forms, deductibles, and available options may change, homeowners should rely on their current policy documents and ask their insurance agent about any differences.
What If You Have a Patriot Select Claim?
If your property is damaged, report the claim promptly and follow the duties listed in your policy. Keep copies of photographs, videos, estimates, receipts, inspection reports, emails, letters, and other communications related to the loss.
Every insurance claim depends on its individual facts and the language of the applicable policy. If a Patriot Select claim has been denied, delayed, or paid for less than you believe the policy provides, you may wish to speak with a Florida property insurance attorney.
Tighe P.A. helps Florida homeowners understand their insurance policies and address property insurance disputes. Visit our property insurance claims page or call 1-855-LOSS-PRO (567-7776) to request a consultation.
This article is provided for general informational purposes only and is not legal advice. Financial ratings, business profiles, complaint information, policy forms, and other details may change after publication.
