As hurricane season approaches, it’s crucial to be prepared for the potential aftermath of storms. Protecting yourself from predatory scams and rip-offs that can occur after storm damage is just as important as safeguarding your property.
Recently, our managing partner, Daniel Tighe, appeared on River City Live to share some actionable advice on hurricane preparedness. You can watch the full interview below, and read on for a summary of Dan’s key tips.
Be Prepared Before the Storm Strikes
Dan emphasized the importance of being proactive before a storm hits. Here are his top three pieces of advice:
- Document Your Property: Use your cell phone to take a video of the exterior and interior of your home. This documentation will serve as a “before” set of photos and videos, crucial for insurance claims if you suffer any storm damage.
- Maintain Your Landscaping: Trim trees and shrubs around your property to prevent them from causing damage during high winds. This proactive step can help minimize potential damage from falling branches and debris.
- Review Your Insurance Policies: Ensure you have adequate coverage, especially regarding your hurricane deductible. In Florida, deductibles can vary, so understanding your policy details can save you from unexpected out-of-pocket expenses.
What to Do After a Storm
In the aftermath of a storm, safety is paramount. Dan shared the following steps:
- Ensure Safety: Make sure everyone in your household and neighborhood is safe. Be cautious of flood conditions, downed power lines, and debris.
- Document the Damage: Just as you documented your home before the storm, take photos and videos of the damage. This “after” documentation is vital for filing a strong insurance claim.
- Mitigate Further Damage: While you shouldn’t start major clean-up right away, take steps to prevent further damage. For instance, if you have a roof leak, use a tarp to cover it temporarily.
Beware of Scams
Post-storm, many people offer to help with repairs and cleanup. Dan advised:
- Vetting Contractors: Only work with trusted, local contractors. Be wary of deals that seem too good to be true, and thoroughly read any contracts before signing.
- Establish Relationships Early: Before the storm season, establish relationships with reliable local contractors. This preparation can make the aftermath of a storm less stressful.
Emotional and Mental Preparedness
Dan also touched on the emotional toll of dealing with storm damage. He suggested:
- Preparation Brings Peace of Mind: Having the right preparations in place can help alleviate some emotional stress. Knowing you’ve done everything you can to prepare will give you confidence in facing the storm.
- Take It Slow: After the storm, take a deep breath and approach the situation calmly. Understand that repairs and recovery will take time, and it’s essential to make decisions with a clear head.
Stay Connected
Follow us on social media using the links in the footer at the bottom of our website for proactive storm updates and more tips on storm preparation and recovery.
You can watch the full interview with Daniel Tighe on River City Live below:
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- Celebrating Excellence: Daniel Tighe Named Top Lawyer by Naples Illustrated and Palm Beach Illustrated