What Are the Options to Resolve an Insurance Claim if Your Claim was Denied by Your Insurer? Daniel Tighe, Esq. Weighs In
Theoretically, resolving an insurance claim for damage to your property should be easy. You notify your insurer, they send an adjuster to assess the damage, and then you will eventually be sent a check that is the correct amount you will need to restore your home to its pre-loss condition, minus whatever deductible you agreed to pay as determined by your policy. However, things are not quite as simple in reality. Often, insurers will attempt to underpay or even deny many of the claims made against them. Sometimes, a property owner can negotiate a settlement with the insurer that will allow them to repair all of the damage. However when this is not possible, the homeowner will need to make